Device insurance is a contentious issue—it's expensive, and you probably won't ever need it. However, if you do destroy or lose a phone, you'd probably much rather pay an insurance deductible than buy a new device. If you like to play it safe, AT&T has open enrollment for insurance now through April 30th.
You usually need to add device insurance to your AT&T post-paid account no more than 30 days after getting a new device.
Read MoreAT&T Offering Device Insurance Open Enrollment Now Through April 30th was written by the awesome team at Android Police.
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